If your dreams of retirement include a beautiful and perfect climate, cultural experiences, access to great affordable healthcare and a low cost of living, you may now be thinking about retiring in Thailand. One very popular destination with retirees in Thailand is in Hua Hin, a small cozy beach resort town in southern Thailand known for its natural beauty, royal family, pristine beaches, exotic cuisine, low cost living, and very friendly people. A paradise to retire in….

According to international living, a publishing group that covers living and retiring overseas, Thailand has one of the lowest costs of living in the world, adding to its appeal as a top retirement destination. Here, we will take a look at how much money you really need to retire in Thailand, plus how to make your retirement money last much longer.


The easy requirement for a retirement visa is only 65.000.- thb pr. month (about $2,000) or savings of 800.000.0 thb. (25.000.- dollar) in a Thai bank account. Dream Estate Hua Hin can easy and free help you to set up and bank account when buying or renting a property in Hua Hin or helping you with your retirement visa.

Like anywhere else in the world, it all comes down to the location you like; some places in Thailand will be more affordable than others. “[as a retired couple] would obviously live a much higher quality lifestyle in Hua Hin than in Bangkok, Phuket or Pattaya. “As a retiree, I would personally not like to live in Thailand with less than 1.500.- dollar pr. month income or budget. This is assuming you are renting, not living in your own condo, apartment or villa in Hua Hin.


Though $1500.- a month is a very good starting point, it is possible to get by with a much smaller budget. Jonas Glud points out that the average Thai resident lives on less than $1,000 per month. “If you want to live in a small apartment or condo in Hua Hin, eat only local thai food, not traveling travel fare, not have any health insurance and rarely take part in any form of entertainment, then i suppose anybody could live on this small amount of monthly income, Jonas says….

Most expats, however, would have a difficult time living within a $1,000 per month budget and should count on a bit more – even if they are really budget conscious. “I still believe that it is necessary to have a steady income of at least 1.200 to 1.500 dollar pr. month for a bare minimum,” Jonas says.


5.000.- dollar pr. month would give you a very lavish retirement in most of Thailand. This would be enough money to rent a two-bedroom condo or pool villa in the heart of Hua Hin or in one of the many beach areas there is in Hua Hin. If you are buying a property in Thailand then you could definitely live a very good lifestyle on this amount.

Aside from living in a choice location, a 5.000.- dollar budget would allow other perks. “5.000.- dollar pr. month would provide enough money to eat out every day, employ a housemaid, use AC on a regular basis, have high-speed fiber internet and still have more than enough for entertainment expenses,” says Jonas Glud, founder of Dream Estate Hua Hin. If you are looking to buy property in Hua Hin, here is 10 reasons why to buy property in Hua Hin.


Healthcare is one cost that is often overlooked, but expats need to plan for it. There is no public health insurance in Thailand for expats. For those older than 60, private health insurance can be quite expensive. “It is necessary to consider your own family history and the risks involved before you begin to seek the best insurance plan for your situation,” says Jonas Glud

“Because of the low cost of healthcare in Thailand, many expats rely on their savings for unforeseen medical emergencies. Others only buy less expensive accident insurance in the hopes that they are more likely to have an accident than a dire medical emergency.” Sometimes it is possible to rely on travel insurance if you are returning back to your home country or traveling on a regular basis. This is also a less expensive avenue to pursue if it will fits your needs.


“It is easy to find smaller inexpensive houses and apartments throughout Thailand or Hua Hin,” says Jonas Glud. “The quickest way to burn through retirement money is to spend it on alcohol and international foods.

Both are very cheap in Thailand. So purchasing fresh local food, eating out in the local restaurants and cutting back on the alcohol  will result in a much smaller monthly expense for sure.


So if you are thinking about retiring in Hua Hin or elseware in Thailand it is worth considering. A substantial expat community already enjoys the country’s natural beauty, exotic cuisine and beautiful climate, plus access to affordable healthcare and one of the lowest costs of living in the world. Please  send us a email  or call us if you like more information about your retirement in Hua Hin or Thailand, we can help you to make the right decisions the first time.

Read also our Buying Property In Hua Hin Complete Guide, to lean more about making the right decisions about being a property in Hua Hin.